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Pest Control Public Liability Insurance
Jul 13, 2022
Wymark Specialty provides Pest Control Liability Insurance.
Wymark Specialty is a leading provider of business insurance to Australia's Pest Control industry. We specialise in providing the sector with comprehensive and cost-effective insurance policies, with a focus on Pest Control Liability Insurance.
Using our industry knowledge, we have tailored policies to meet the legal requirements of pest controllers while also addressing the risks that they face in their line of work.
Some of the activities that your Pest Control Liability Insurance can cover include:
- General pest and weed control (urban)
- General pest and weed control (agricultural)
- Trapping and relocating
- Inspection for Termites
- Termite Control
- Inspections for Wood Pests
- Pre-Purchase Timber Pest Inspections
- Pre-Sale Timber Pest Inspections
- Fumigation
We understand the liability risks that pest controllers face.
Pest controllers can cause personal injury if someone on or near the property where they are working is injured as a result of their activities. For instance, if someone trips over your equipment or slips on a treated area. That person may sue you for compensation for their injury and any related expenses.
Property damage is another liability issue for pest controllers. This can happen if your equipment scratches or marks the floor or furniture, if the technician falls or drops something through the ceiling, or if the chemicals cause an animal to be injured or poisoned.
You are responsible for looking after Australians' homes and businesses when unwanted visitors invade them, but who is looking after yours?
Our Pest Control Insurance Protection
Our Pest Control Liability Insurance package includes the following coverages and benefits:
Public Liability
Protects against claims for negligent acts that cause bodily harm or property damage to a third party.
- $5,000,000
- $10,000,000
- $20,000,000
Professional Indemnity
This type of insurance protects you from legal costs and third-party damage claims that may arise as a result of an act, omission, or breach of professional duty in the course of your business.
- $100,000
- $500,000
- $1,000,000
There is no additional charge for reporting if you use a Pest Control / Pest Management company that conducts inspections.
The majority of policy holders have discounted access to Report Systems Australia
- Report Systems Australia Handbook Standard Timber Pest Detection Reports, Uniform Inspection Guidelines for Timber Pest Detection Consultants. Fourth Edition, November 2010. (sent out once only)
- Pre-Purchase Timber Pest Report, Standard Timber Pest Report
- Report on Termite Detection
- Installation Certificate
- Pest Management Proposal and Certificate of Treatment
Obtaining a quote from Wymark Specialty is simple. Follow these steps to obtain your obligation-free quote:
- Step 1: Fill out the online insurance application found here.
- Step 2 - A quote will be sent to you within 24 hours.
- Step 3 - If you accept the quote, reply to the email confirming the start date.
- Step 4 - You will receive a confirmation email, tax invoice, cover summary, and policy wording.
Why Should You Use Wymark Specialty For Your Pest Control Company?
Wymark Insurance Brokers specialises in Pest Control Insurance and has created insurance policies specifically for the industry. We can ensure that our policies are tailored to the specific needs of Pest Management and Control companies.
Our Pest Control Liability Insurance is just one of many features included in our Pest Control Insurance packages. We are constantly striving to provide comprehensive and cost-effective insurance policies that fully cover the risks that pest controllers face.
Please do not hesitate to contact us and arrange for a no-obligation quote today. Follow the link below, fill out the online application, and we'll review your qualifications and get back to you.
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Pest Control Insurance Blog
Protecting your pest control business is with a specialised pest control insurance policy is essential. Businesses are shielded from a variety of risks resulting from property damage, bodily injury to third parties, and failure to uphold professional obligations. Wymark Specialty combine public liability with professional indemnity to give your pest control company the broadest coverage. Professional Indemnity and Public Liability Public liability insurance protects you in case your negligence results in property damage or third-party injuries. Public liability insurance is a requirement for your pest treatment company, regardless of whether you are spraying for spiders or setting up termite barriers. A breach of your professional obligations is covered by professional indemnity. You need professional indemnity insurance if you are giving advice or reporting. Legal expenses incurred in defending lawsuits brought against your pest control company and any damages granted up to the insured amount will be paid for by Professional Indemnity. Speak to one of the Wymark Specialty team about what we can offer you. Request a quotation for pest management insurance here.
Determine whether the site and design of the house are extremely favourable to timber pests while conducting a wood pest inspection. A few of the factors are, but are not limited to: What type of construction is the house (e.g., is it built on a cut and fill slab)? Is the type of construction "High" risk in terms of undiscovered termite invasion or activity? Has the structure been expanded or modified? What is the overall risk of an undiscovered timber pest attack and the conditions that can lead to one, given the accessibility for examination and the presence of obstructions? How old is the building, what kind of wood was used in its construction, and how vulnerable are those woods to fungus or wood borer attack? Is there a ready supply of food under or around the building for termites? Is there proof of too much moisture? Is there any proof of additional circumstances that could lead to a timber pest assault, such as insufficient inspection zones or termite management system bridging or breaching? evidence of a former termite control strategy. Is there a permanent notification stating that a termite program is in place in the electricity meter box? It's crucial that you: Identify the circumstances that timber pests prefer; Identify the construction type's restrictions; Report any obvious circumstances that might lead to a timber pest attack; Recommend additional professional guidance, follow-up inspections, or repair work as necessary. The following sources provide additional reading and information on the factors that favour timber pest attack: Standard Timber Pest Detection Reports and Uniform Inspection Guidelines for Timber Pest Detection Consultants are both found in the Report Systems Australia Handbook. November 2010, Fourth Edition. Australian Standard, AS 4349.3-2010, Inspection of Buildings, Part 3: Timber Pest Inspections. Australian Standard, AS 3660.2: 2017, Termite Management in and Around Existing Building.